Critical Illness Insurance
Critical Illness Insurance provides a way to supplement your medical and disability income coverage, and can ease the financial impact of a serious illness by providing a lump-sum benefit to help you pay additional expenses. A critical illness insurance policy provides a single benefit to you if you’re diagnosed* or treated for a covered critical illness event. It can help fill gaps in your plan to help pay for things like deductibles, coinsurance, out-of-network costs, travel, and other treatments. Covered illness events include but are not limited to:
Coverage is also available for eligible spouses and dependents. The lump sum payment is limited to 100% of the policy max and can be used to pay any expenses the member has accrued due to the illness.
*diagnosis as defined by the policy and certificate